San Bernardino · Riverside · Inland Empire

Workers comp that knows the warehouse, not just the form.

The Inland Empire moves the country's freight. Your workers comp policy should reflect that — not get cookie-cutter rates from a broker who's never set foot on the loading dock. Sixth Man is based in San Bernardino, and we work with IE employers across logistics, trucking, manufacturing, and construction.

Request a Policy Review See Our Services
Why Inland Empire Employers Hire Us

We read the audit before the carrier does.

Three out of four IE employers we audit are overpaying by 8–22% — bad class codes, ghost payroll on subcontractors, mod errors that nobody caught. Sixth Man's job isn't to quote you faster. It's to fix what's broken before your renewal hits.

Carrier-Agnostic

We're not married to one carrier. We shop The Hartford, Travelers, Berkshire Hathaway, ICW, AmTrust, and PEO/ASO alternatives so the policy fits the business — not the other way around.

Audit Defense Built In

Every client gets a pre-audit walk-through. We catch the misclassified subcontractor or the unreported overtime before the carrier auditor does and you write a five-figure check.

Education First

Insurance is what you buy. Coaching is what you actually get. Thirty years of experience helping IE employers grow, protect, and retain — folded into every policy we place.

Industries We Specialize In

The Inland Empire's real economy.

The IE isn't an office park. It's a 90-mile logistics corridor with construction, trucking, manufacturing, and the staffing agencies that feed all of it. We know the class codes, the mods, and the carrier appetites.

01
Warehouse & Logistics3PLs, distribution centers, e-commerce fulfillment. Mod control and forklift safety programs.
02
Trucking & CartageLocal haul, intermodal, port drayage. Cargo + workers comp packaged.
03
Light ManufacturingMetal fab, plastics, food processing. Machine guarding audits and ergo programs.
04
ConstructionGC, drywall, framing, electrical. Wrap-ups, OCIP/CCIP, and subcontractor verification.
05
Staffing & TempLight industrial staffing — the highest-mod class codes in the IE. We know which carriers will write you.
06
Security & JanitorialHigh turnover, scattered job sites, multi-state crew. PEO and ASO structures available.
San Bernardino Riverside Fontana Ontario Rancho Cucamonga Moreno Valley Corona Redlands Chino Eastvale Murrieta Temecula
Three Ways We Structure Workers Comp

It's not one product. It's three.

A 5-person manufacturing shop and a 200-person warehouse need completely different structures. Here's how we think about it.

Broker-Direct

Traditional policy from a top-rated carrier. Best for established businesses with a clean mod and a sub-50 headcount. You keep all the control, we manage the renewal.

PEO / ASO

For employers who want HR, payroll, and workers comp bundled. Especially useful for staffing, trucking, and construction where carriers get picky. We unbundle this for you — most brokers won't.

Captive / Group

For mid-to-large IE employers (75+ employees) tired of the standard market punishing them for one bad claim year. Real ownership of your loss ratio.

Renewal coming up? Let's talk before it does.

Most IE employers get one renewal call from their current broker — a week before renewal, when there's no time to shop. We start 90 days out.

Request a Policy Review